Mandiri Stocks Today: BMRI Under Pressure—Is BBCA a Safer Bet?

Large banking stocks are once again drawing investors' attention. Bank Mandiri's stock price today closed at Rp4,200, while BBCA stock today stood at Rp6,400. Both declined, but the pressure on BMRI appears greater when viewed from its performance throughout the year.

Amid these conditions, investors have begun comparing Bank Mandiri and BCA stocks. Is BBCA indeed safer for facing market volatility, or does BMRI's decline instead create an accumulation opportunity?

Key Takeaways

• BMRI stock closed today at Rp4,200, down 0.47%, while BBCA fell 0.78% to Rp6,400.
• BMRI has corrected 17.65% since the beginning of 2026, while BBCA still has strong fundamentals and market capitalization.
• BBCA can be viewed as more defensive, but that does not mean it is free from correction risks or always superior to BMRI.

BMRI Stock Remains Under Pressure Today

Based on trading data from August 24, 2026, BMRI stock closed at Rp4,200, down Rp20 or 0.47%. Bank Mandiri shares traded within a range of Rp4,170–Rp4,220 throughout the session.

On a daily basis, the decline was actually smaller than BBCA's 0.78% correction. However, the picture changes when looking at a longer period.

BMRI stock has fallen around 4.11% over one month, 20.38% over six months, and 17.65% since the beginning of the year. Over the past 12 months, the stock is also still down around 14.11%.

The pressure occurred as the banking sector faced a combination of market sentiment, profit-taking, and investor concerns over economic conditions and monetary policy.

In addition to market factors, Bank Mandiri is also facing controversy related to restrictions placed on a customer's account transactions. 

Bank Mandiri stated that the action was taken at the request of law enforcement authorities and in accordance with procedures. Polda Metro Jaya subsequently explained that the request concerned a transaction suspension during the investigation process.

The differing explanations could pose a reputational risk, although there is not yet sufficient basis to conclude that BMRI's decline was directly caused by the issue.

Read Also: Impact of Bank Mandiri Cancel Culture on BMRI Stock Price

How Do BMRI and BBCA Compare Today?

BCA stock performance today has also not been entirely positive. BBCA closed at Rp6,400, down Rp50 or 0.78% from the previous position of Rp6,450.

BBCA stock briefly touched Rp6,350 as its daily low. The pressure was partly attributed to profit-taking after the stock's relatively strong previous movement, as well as negative sentiment toward the banking sector.

However, fundamentally, BBCA remains in a strong position.

Based on the available data, BBCA's market capitalization reached approximately Rp781.07 trillion, far above BMRI's approximately Rp388.08 trillion. BBCA also recorded a P/E ratio of 13.56 and a dividend yield of around 5.38%.

It should be noted that a larger market capitalization does not automatically make a stock safer. However, business scale, liquidity, and fundamental characteristics can be considerations when investors seek large banking stocks for the long term.

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Is BBCA Safer Than Bank Mandiri Stock?

The answer depends on the definition of "safe."

If it refers to fundamental resilience and defensive characteristics, BBCA has several advantages. 

Bank BCA has a larger market capitalization and a business base that is considered strong. BBCA's revenue in the second quarter of 2026 was also reported at Rp27.53 trillion, growing 2.48% year over year.

Meanwhile, Bank Mandiri stock offers different characteristics. As one of Indonesia's largest banks, BMRI has significant business scale and can provide opportunities when its valuation becomes attractive again after a correction.

Therefore, BMRI's decline does not automatically mean that the company's fundamentals have deteriorated. Investors need to distinguish between a decline in stock price and a change in business performance.

BBCA is also not without risks. The stock can likewise experience corrections when investors take profits, banking sector sentiment weakens, or overall stock market conditions deteriorate.

Read Also: BBCA vs BBRI: Which Is More Attractive to Buy in 2026?

Price Levels Investors Should Watch

For BBCA stock today, the Rp6,350–Rp6,300 area is a short-term support level to watch. If the price manages to hold, selling pressure could begin to ease. Conversely, a break below Rp6,300 on high volume could open room for further correction.

For BMRI, Rp4,200 is an important level after the stock experienced pressure over the past several months. Investors should not only consider whether the price has fallen significantly, but also pay attention to trading volume, financial performance, and sentiment toward the banking sector.

This approach is important because a stock that has already undergone a sharp correction is not necessarily immediately cheap, while a stock that appears expensive is not necessarily unattractive if business growth can support its valuation.

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BMRI or BBCA, Which Is More Attractive?

If investors prioritize a more defensive profile, BBCA may be the more conservative choice based on its market capitalization and fundamental profile.

Conversely, investors with a higher risk tolerance may view BMRI's correction as an opportunity to assess its valuation after the significant decline. However, that opportunity still needs to be confirmed through fundamentals and developments in market sentiment.

Therefore, the question “is BBCA safer?” has no absolute answer. For the long term, investors should compare valuation, earnings growth, asset quality, dividends, and credit prospects before making a decision.

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FAQ

What is BMRI's stock price today?

BMRI stock closed today at Rp4,200, down 0.47% or Rp20 based on trading data from August 24, 2026.

What is BBCA's stock price today?

BBCA stock closed at Rp6,400, down 0.78% or Rp50 in the same trading session.

Is BBCA safer than BMRI?

BBCA can be considered more defensive in terms of scale and fundamental characteristics, but that does not mean it is risk-free. BMRI also has strong fundamentals and may offer opportunities when its valuation becomes attractive.

Is BMRI still attractive after the decline?

A price correction does not automatically make BMRI cheap. Investors need to consider valuation, financial performance, credit quality, dividends, and growth prospects before making a decision.

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