Indonesian Crypto Exchange with the Lowest WD Fees

Bittime - For crypto traders and investors in Indonesia, withdrawal fees are often a deciding factor when choosing a platform.

Among many local exchanges, one name now stands out as offering the most competitive WD rates: Bittime.

With a rupiah transfer fee of only IDR 2,522 per transaction, Bittime offers an attractive option compared to other exchanges that charge much higher fees.

The question is: are there other platforms besides Bittime that offer rates as low as that? This article compares the WD fees of various Indonesian exchanges, highlights Bittime's advantages, and outlines key considerations before withdrawing funds from a crypto exchange.

1. Bittime: the lowest WD fees

According to official documentation, withdrawals in rupiah via Bank Mandiri, BRI, and BNI on Bittime incur a fee of IDR 2,522 per transaction. For other banks such as CIMB Niaga, Permata, and several private banks, the withdrawal fee on Bittime is IDR 4,500 per transaction.

In addition, Bittime applies a transaction fee structure that includes taxes, exchange fees, and spreads. For the IDR market: limit orders are subject to a fee of 0.22% and market/instant orders are subject to a fee of 0.34%.

Rupiah deposits via virtual accounts are not subject to platform fees (although banks may charge VA fees), while the minimum IDR withdrawal is around IDR 20,000.

2. Withdrawal Fees at Other Local Exchanges

Some local exchanges apply withdrawal rates that are much higher than Bittime. For example, Tokocrypto charges a rupiah withdrawal fee of IDR 10,000 per transaction. Indodax also applies a fixed fee of IDR 10,000 for withdrawals via bank.

There are also exchanges that offer free rupiah withdrawals, such as Reku — rupiah withdrawal fees are claimed to be “free” although a bank administration fee of IDR 6,500 is charged. (Note: this bank administration fee is separate from the platform fee, so users still bear it.)

Other exchanges such as Upbit Indonesia in the local market are known to charge a fixed fee of IDR 25,000 for rupiah withdrawals, based on exchange fee comparison records.

Of course, in addition to rupiah fees, exchanges usually also charge network fees (blockchain fees) when withdrawing crypto assets, depending on the type of coin and network.

3. Factors to Consider in WD Fees

Low withdrawal fees alone are not enough if other aspects are problematic. Some important factors to consider include: minimum withdrawal limits, processing time (instant, several hours, up to 24 hours), recipient banks (whether all domestic banks are supported), and fee transparency (whether there are hidden fees).

In addition, platform liquidity is also crucial so that funds can be withdrawn without long delays. Make sure the exchange has a reputation for security, fast customer service support, and an operating license from regulators such as Bappebti.

Don't forget the tax on crypto transactions that has been in effect since August 2025: the sale of crypto assets on domestic exchanges is subject to a tax of 0.21% of the transaction value. This fee can affect the net value received by users after withdrawal.

4. Bittime's Advantages over Competitors

Bittime's main advantage lies in its very low rupiah withdrawal fees, which are well below the local market average. This makes it an attractive option for active users who regularly withdraw funds.

In addition, Bittime offers a user-friendly interface, support for many types of coins (300+ coins and 380 trading pairs), and a relatively fast withdrawal process. On the Google Play app, they promote “instant” withdrawals at low rates.

Bittime is also officially registered with Bappebti and Kominfo and has data security certification (ISO 27001 / 27017), which increases user confidence in the platform's security.

5. Tips for Choosing an Exchange with Low Withdrawal Fees

First, always check the platform's official withdrawal fee page before initiating a withdrawal. Fees may vary between banks or withdrawal methods.

Second, compare the total costs (platform + bank + network) rather than just the official rates. For example, some platforms may offer free withdrawals, but the receiving bank may charge an administrative fee.

Third, pay attention to the minimum withdrawal limit and withdrawal frequency—some exchanges set limits or additional fees if you exceed a certain quota.

Fourth, check the withdrawal execution speed and other users' experiences (testimonials or forums).

Fifth, review tax regulations and exchange policies not to avoid taxes, but to understand their impact on your net earnings.

Conclusion

Among Indonesian crypto exchanges, Bittime currently stands out as the platform with the cheapest rupiah WD fee, at IDR 2,522 per transaction for popular commercial banks. 

While there are other banks that charge higher fees on Bittime, the amount is still lower than the market average. 

Exchanges like Tokocrypto and Indodax still charge WD fees of around Rp 10,000. But don't just get hung up on WD rates-factors like minimum limits, execution speed, security, and transparency are equally important.

FAQ

Is Bittime really the exchange with the cheapest WD fees?

Based on official data, Bittime offers IDR 2,522 per transaction for Mandiri, BRI, and BNI banks, which is the lowest compared to other local exchanges.

Are there any other exchanges that give free WD?

There are those that claim free WD rupiah such as Reku, but they usually come with a bank administration fee of around Rp 6,500. So "free" from the platform does not necessarily mean total free of charge.

Are WD fees different between banks on Bittime?

Yes, at Bittime the WD fee differs depending on the bank. For commercial banks such as Mandiri, BRI, BNI: IDR 2,522. For other private banks, it can reach Rp 4,500 per transaction.

Are there any network fees or taxes when WD crypto?

Yes, when withdrawing crypto assets, users also bear network fees (blockchain fees) depending on the type of coin and network. In addition, since August 2025, crypto sales on domestic exchanges are taxed at 0.21%, which may affect the user's net proceeds.

How to Buy Crypto on Bittime

Want to trade sell buy Bitcoins and crypto investment easily? Bittime is here to help! As an Indonesian crypto exchange officially registered with Bappebti, Bittime ensures every transaction is safe and fast.

Start with registration and identity verification, then make a minimum deposit of IDR 10,000. After that, you can immediately buy your favorite digital assets!

Check the exchange rate BTC to IDR, ETH to IDR, SOL to IDR and other crypto assets to find out today's crypto market trends in real-time on Bittime.

Also, visit the Bittime Blog for interesting updates and educational information about the crypto world. Find reliable articles about Web3, blockchain technology, and digital asset investment tips designed to enrich your crypto knowledge.