How to Buy Ondo US Dollar Yield (USDY)

For investors looking for a stablecoin alternative with yields, Ondo US Dollar Yield (USDY) offers an interesting solution, a token that is stable like a stablecoin but provides a daily yield of 3.54% APY.

Backed by a portfolio of US Treasuries and bank deposits with a collateralization ratio of 105.75%, USDY is one of the largest yieldcoins with a market cap of $2.15 billion.

In Indonesia, this token is available on Bittime with the USDY/IDR pair, so you can buy it directly using Rupiah without needing USDT first.

This article will guide you step by step on how to buy USDY on Bittime, from registration to order execution.

Key Takeaways

• USDY is a yieldcoin from Ondo Finance that provides a daily yield of 3.54% APY, backed by US Treasuries and bank deposits.

• USDY is available on Bittime with the USDY/IDR pair, so it can be purchased directly using Rupiah without needing USDT first.

• The current price of USDY is $1.13 with a market cap of $2.15 billion. The total supply is 1.89 billion USDY, all of which is in circulation.

Register at Bittimenow and start trading crypto with a fast, safe, and easy process in the app. 

What is the Ondo US Dollar Yield (USDY)?

USDY is a yieldcoin, a token backed by real-world assets (US Treasuries and bank deposits) and provides daily yield.

Unlike regular stablecoins that simply retain value, USDY also generates returns.

With an APY of 3.54% per annum, USDY gives non-US investors access to high-quality yields with stablecoin-like stability.

This token can be used for cash management, DeFi collateral, lending, borrowing, and cross-border payments.

USDY is issued by Ondo Finance, a company founded by Nathan Allman and Ian De Bode.

This token is available on various blockchains including Ethereum, Solana, Arbitrum, Sui, Aptos, Stellar, and others.

Read also: What Is Ondo Finance's USDY? A Stablecoin with a Yield Backed by US Treasury Bonds

Why is USDY Attractive?

USDY offers several advantages:

Daily Yield: APY 3.54% per year, accrued daily. No staking or lock-up required to earn yield.

Backed by Real Assets: The portfolio consists of 98.54% US Treasuries with a weighted average maturity of 162 days and a yield to maturity of 3.74%.

Transparent: Daily reserve report with collateralization ratio 105.75% — assets exceed liabilities.

Bankruptcy Remote: Designed to protect investor assets from issuer bankruptcy.

Global Access: Available to non-US individuals and institutions across multiple blockchains.

Read also: 1 USDY to IDR

How to Buy USDY on Bittime

USDY is available on Bittime with the USDY/IDR pair, so you can buy it directly with Rupiah without needing USDT first.

Here are the steps:

Step 1: Download and Register at Bittime

Download the Bittime app from the Google Play Store or Apple App Store. Register with your email address or mobile phone number. 

Complete your identity verification (KYC) by uploading your national ID card (KTP) and a selfie.

Make sure your account is verified before making a transaction.

Step 2: Deposit Rupiah (IDR)

Since the USDY trading pair on Bittime is USDY/IDR, you'll need to deposit Rupiah. 

Make a deposit starting from a minimum of IDR 10,000 via bank transfer (BCA, Mandiri, BRI, BNI), a virtual account, or a digital wallet like DANA.

Step 3: Find the USDY/IDR Pair

Open the trading page in the Bittime app. 

Search for the USDY/IDR pair—a direct pairing between the USDY token and the Indonesian Rupiah.

Step 4: Determine the Order Type

Market Order: Buy at the current best market price. Instant execution. Suitable for small purchases.

Limit Order: Specify your desired buy price. The order will be executed when the price reaches that level. Suitable for planned purchases.

Step 5: Confirm and Save Token

Once the order is executed, USDY will be transferred to your Bittime wallet. 

For long-term security, consider moving your tokens to a personal (non-custodial) wallet that supports USDY.

USDY Market Data

According to CoinMarketCap (June 24, 2026):

Price: $1,13

24 hour changes: +0,02%

Market cap: $2.15 billion

Fully Diluted Valuation (FDV):$2.15 billion

Volume 24 jam: $485.060

Total supply:1.89 billion USDY (all in circulation)

All-time high:$1.42 (September 2025) – down 20.3%

All-time low: $0.9744 (February 2024) – up 16.49%

USDY is a low-volatility token — its price is stable around $1.13.

This is because the token is backed by real assets (US Treasuries) and is designed as a yieldcoin, not a speculative token.

USDY vs Stablecoin: What's the Difference?

USDY differs from stablecoins like USDC or USDT. Stablecoins maintain a value of $1 without yield. USDY also maintains value but provides a daily yield.

Stablecoin: Fixed value, no yield.

USDY:Stable value, daily yield of 3.54% APY.

This makes USDY an attractive option for cash management and DeFi collateral as the asset continues to grow over time.

Want to trade popular stablecoins like Tether (USDT)? Check out the latest prices and market updates only on Bittime

Conclusion

USDY is Ondo Finance's yield coin with an APY of 3.54%, backed by US Treasuries and bank deposits. Its price is stable at $1.13 with a market cap of $2.15 billion.

At Bittime, USDY is available in the USDY/IDR pair — buy directly with Rupiah without the need for USDT. The minimum deposit is IDR 10,000.

For investors looking for a stablecoin alternative with yield, USDY is worth considering.

Ondo US Dollar Yield (USDY) is now available on Bittime. Let’s start trading USDY/IDR right now!

Bittime is a licensed and regulated Digital Financial Asset Trader (PAKD) supervised by Indonesia’s Financial Services Authority (OJK) — where you can buy Bitcoin in Indonesia and hundreds of other crypto assets starting from just Rp10,000. The registration process is fast, secure, and you can get started today.

Track USDT to IDR conversions and monitor your favorite crypto assets in real time. Everything is available in one crypto investment app that you can download for free on the Play Store

Ready to start? Register now on Bittime and execute your investment strategy with a platform trusted by millions of users in Indonesia.

FAQ

What is USDY?

Ondo Finance's Yieldcoin, offering a daily yield of 3.54% APY, is backed by US Treasuries and bank deposits. Available to non-US investors.

How much is USDY?

$1.13 with a market cap of $2.15 billion.

Where can I buy USDY in Indonesia?

On Bittime, buy USDY/IDR directly with Rupiah.

What is the difference between USDY and stablecoins?

Stablecoins simply maintain a value of $1 without yield. USDY provides a daily yield of 3.54% APY while maintaining its value.

Is USDY safe?

USDY is backed by real assets (98.54% US Treasuries) with a collateralization ratio of 105.75% and daily reserve reporting. It is designed for bankruptcy remote use.

What is the current APY of USDY?

3.54% per year, accrued daily.

Is USDY available on other blockchains?

Yes. Ethereum, Solana, Arbitrum, Sui, Aptos, Stellar, Mantle, Noble, and Sei.

Who is the issuer of USDY?

Ondo Finance, founded by Nathan Allman and Ian De Bode.

Can USDY be used in DeFi?

Yes, USDY is compatible with smart contracts for lending, borrowing, trading, and collateral.