Steady! 5 Himbara Bank Shares to Receive IDR 200 Trillion from the Ministry of Finance

The Indonesian stock market has once again become a hot topic after Finance Minister Purbaya Yudhi Sadewa announced plans to transfer Rp 200 trillion in state funds to state-owned banks. This news immediately sent shares of state-owned bank Himbara (State-Owned Bank) trading higher on the stock exchange.

This positive sentiment not only increases investor optimism but also opens up new opportunities for growth in the national banking sector.

We'll discuss five Himbara Bank stocks that could potentially benefit from this policy, along with analyst projections and their impact on the market. Let's explore this in more detail.

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What is Himbara Bank, and why is it in the Spotlight?

Bank Himbara is an abbreviation for the Association of State-Owned Banks. The four main banks included are Bank Mandiri, Bank Rakyat Indonesia (BRI), Bank Negara Indonesia (BNI), and Bank Tabungan Negara (BTN).

In addition, there is additional funding from Bank Syariah Indonesia (BSI), which also received an injection of funds.

This Rp200 trillion transfer measure is said to be a strategy to maintain banking liquidity while encouraging credit distribution.

Minister Purbaya emphasized that these funds are not intended to purchase government securities, but rather to keep them circulating in the economy. He hopes that the public and businesses will feel the tangible impact through broader access to financing.

Unsurprisingly, as soon as this news was announced, Himbara shares immediately surged. Analysts were also unanimously recommending buying the company with a fairly attractive medium-term price target.

5 Himbara Bank Stocks with Bright Prospects

1. Bank Mandiri (BMRI)

Bank Mandiri is in the spotlight because, according to Bloomberg consensus, it has a potential price increase of 31.6%, from Rp4,500 to Rp5,922 per share. Yuanta Investment even projects an optimistic target of Rp7,800. Of 37 analysts, over 80% recommend buying.

2. State Bank of Indonesia (BBNI)

BBNI shares are also showing a positive trend, with a current price of Rp4,360 and a target of Rp5,020. The potential return reaches 15.2%. A total of 84.2% of analysts recommend buying the stock, demonstrating strong confidence in BNI's business prospects following this government injection of funds.

3. Bank Rakyat Indonesia (BBRI)

As the bank with the largest customer base, BRI holds a strategic position in distributing MSME loans. BBRI's stock price is at Rp4,090 with a target of Rp4,584. Its potential 12.1% upside makes it a favourite among investors.

4. State Savings Bank (BBTN)

BTN is trading at Rp1,370 with a consensus price target of Rp1,335. While this appears narrow, some analysts believe BTN's growth opportunities will stem from housing loans, which could be boosted by additional liquidity.

5. Bank Syariah Indonesia (BSI)

In addition to the four major banks, BSI is also confirmed to receive a share of this state funding. While few details have been disclosed, BSI's participation expands the policy's reach into the sharia sector. Its potential lies in the rapidly growing distribution of sharia-compliant financing.

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The Rp200 Trillion Impact on Himbara Shares

This policy is referred to by many analysts as Purbaya. The large influx of funds will strengthen bank capital, maintain liquidity, and expand lending capacity. The short-term effect is positive sentiment, driving up stock prices.

In the medium term, if these funds are truly allocated to productive loans, bank profit growth will be even stronger. This could be a sustainable catalyst for Himbara's share price.

Retail investors are also expected to be more confident in investing in state-owned banking stocks.

However, it's worth noting that the distribution of this Rp 200 trillion isn't detailed. Each bank will receive a different portion. Overall, however, this measure is seen as a positive stimulus for the national financial sector.

Conclusion

Five Himbara banks—BMRI, BBNI, BBRI, BBTN, and BRIS—have come under scrutiny after the Minister of Finance announced the transfer of Rp200 trillion in state funds. The prospect of share price increases is significant, particularly for BMRI and BBNI.

For investors, this momentum could be an attractive opportunity, although they still need to pay attention to developments in fund distribution and market conditions.

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FAQ

What is Himbara Bank?

Himbara is an Association of State-Owned Banks consisting of Mandiri, BRI, BNI, BTN, and BSI.

Why was Rp200 trillion transferred to Himbara?

To maintain bank liquidity, strengthen credit, and encourage economic growth.

Which Himbara shares have the most potential?

BMRI and BBNI are considered to have the highest potential for growth according to analyst consensus.

What are the risks of investing in Himbara shares?

Risks remain, such as global economic uncertainty and unequal distribution of funds.

Does this step have an impact on society?

Yes, because the incoming funds are expected to expand financing for businesses and community needs.