XRP Price Prediction: Will It Reach $5 Soon?

Bittime - Ripple (XRP) returned to the spotlight in the crypto market in September 2025.

After experiencing a consolidation trend, several technical indicators, decreasing supply on the exchange, and positive sentiment from the XRP ETF have now fueled expectations that the XRP price could potentially surge to $5 in the near future.

Analysts and investors alike view this situation as a crucial momentum that could determine XRP's medium-term direction.

XRP Supply Decrease on Exchanges

On-chain data from XRPWallets shows a more than 89% decline in the XRP supply held in Coinbase cold wallets over the past three months. 

From 970 million tokens at the beginning of June 2025, only around 99 million XRP remain.

This phenomenon creates the potential for a supply shock in the market. With supply drastically reduced while demand continues to rise, the price of XRP has the potential to rise even faster.

Read Also: XRP Price Prediction for September 2025: Is It Really Just a Matter of Waiting for a Bullish Momentum?

Whale Accumulation and Ripple Cash Demand

In addition to the decreasing supply on exchanges, massive accumulation by whales is strengthening the potential for a price rally. 

In the past 24 hours alone, over 130 million XRP worth $392 million was purchased by large investors.

Whale ownership now reaches 79% of the total supply, indicating increasingly limited liquidity distribution. 

This is often a strong signal that prices could surge sharply when retail demand kicks in.

XRP ETF Optimism and Its Impact

One of the main catalysts for the predicted rise of XRP is the launch of the REX-Osprey XRP ETF ($XRPR) on September 18, 2025.

This ETF is the first XRP spot ETF in the United States to receive the SEC's green light.

History shows that crypto ETF launches often trigger large inflows of institutional funds. Bitcoin, for example, surged more than 25% before a spot ETF was approved in 2024.

If a similar trend occurs with XRP, the $5 price target could even be reached sooner than expected.

Read Also: XRP Price Predicted to Reach USD 3 This Month, See the Following Analysis

Technical Analysis: Potential Toward $5

Technically, XRP has successfully broken through the key resistance level at $3.07 with the support of bullish indicators such as the MACD crossover and the RSI which is still in the healthy zone (54.4).

According to crypto analyst Dark Defender, Elliott Wave and Fibonacci projections target the $4.39 level as the next resistance level, with potential for a breakout to $5.85. 

Meanwhile, short-term support levels are estimated at $3.01 and $2.85.

XRP Long-Term Outlook

In addition to short-term market factors, XRP also has fundamental catalysts for the long term:

• XRP Ledger (XRPL) upgradeswith EVM sidechains driving DeFi utility.
• Adoption of RLUSD stablecoinby Ripple, strengthening the cross-border payments ecosystem.
• Potential legal resolution with the SECwhich can remove regulatory uncertainty.

This combination of factors positions XRP as one of the crypto assets poised to attract the attention of both institutional and retail investors in the coming months.

Read Also: $XRP Trading Strategy in 2025: A Historic Moment That Will Repeat Itself

Conclusion

The XRP price prediction towards $5 is increasingly supported by a combination of decreasing supply on exchanges, whale accumulation, the launch of the XRP spot ETF, and bullish technical trends.

If these factors continue, XRP could enter a significant rally phase reminiscent of previous altcoin seasons.

For investors, this period could be a golden opportunity to consider a position in XRP, while keeping in mind the risk of market volatility.

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FAQ

Can XRP really reach $5?

Yes, based on technical analysis and fundamental factors, the $5 target is realistic, especially if the ETF brings in institutional fund inflows.

What are the main risks in this XRP price prediction?

Risks include general crypto market volatility, regulatory decisions from the SEC, and potential whale selling.

Will an XRP ETF affect the price in the long term?

An XRP ETF opens up access to institutional investors, which could have a long-term impact on XRP's liquidity and price